Young Scholars Academy

Where Children Develop a Love of Learning

 5815 Tutt Center Point - Colorado Springs, CO 80922
 (719) 522-9099
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Keep expenses down when your baby is born

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A new baby is a source of joy—and bills!

You may feel overwhelmed once you get home from the hospital, but you can keep a steady hand on your finances as you balance feedings, diaper changes, and sleep.

A recent article on the U.S. News & World Report website explains what to do:

  • Audit your bill. Request an itemized bill from your hospital and check it for errors. You may find duplications, charges for procedures and medications you didn’t receive, and so forth. If so, contact the hospital’s billing department to request a reduction.
  • Understand your insurance. Get out your insurance company’s explanation of benefits and refer to it as you check your bill, paying attention to anything your policy didn’t cover. You may find mistakes, which you should bring to the attention of both the insurance company and the hospital billing department as soon as possible.
  • Research financial aid. You may qualify for financial assistance based on your income and family status. Your hospital’s website should have information on both its own benefits and also charitable organizations that may be in a position to help you

Make Good Communication a Priority

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Make good communication the basis of your family life. Communication is the foundation of a healthy family. Without it, mothers, fathers, siblings, and children don’t know what to expect or how to get what they need. But a family whose members can talk freely and share their feelings will endure all sorts of hardships without cracking. Keep these guidelines in mind for communicating with honesty and love:

• Listen to each other. Practice active and respectful listening with everyone in your family, from infants to grandparents. Don’t jump to conclusions or interrupt when they’re speaking. Make sure you understand what they’re saying before you respond.

• Think before speaking. Whether you’re arguing or discussing dinner, try not to blurt out the first words that come to mind. Think about how the other person might react, and choose your words with care to prevent a needless confrontation.

• Make time to talk. Some conversations shouldn’t be rushed. When you need to talk out a major issue, schedule enough time for everyone to be heard. You don’t need a crisis to make time for each other, though. Make an effort to give everyone the attention they deserve for as long as they need it.

• Work on your patience. When you’re tired or stressed out, you may have trouble maintaining your self-control. But losing your temper or pushing a family member too hard can make communication impossible. If necessary, call a timeout or take some deep breaths to remain calm when you feel your patience slipping.

• Show some empathy. Don’t just say, “I know how you feel.” Make a positive effort to understand how your family members feel, no matter how young or old they are. Small children and the elderly can both feel helpless at times; adults may feel the pressure of competing demands. If you can see things from their point of view, you’ll do a better job of solving problems and enjoying real intimacy.

How Can We Afford A Baby?

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How Can We Afford A Baby ?

So you just received the best news of your life; your glowing, your significant other is hyperventilating and you both have that same question. “How can we afford kids?” The lingering question that everyone who wants kids asks themselves. Then someone chimes in with ” if you wait until you have money you will never have children.” This is partially true, children are expensive and you will never have ALL the money you need up front. However there are some ways to cut back on spending. When I was pregnant with my daughter I wanted everything and I mean everything. She was my first child, they are always spoiled and you buy things you do not need…. at all.

My husband and I were so excited we were having a bouncing baby girl and we could not have been happier. It was about month 6-7 when we decided to create our baby registry. Keep in mind this is child #1. We walk into this magical place (really, babies r us) and are immediately greeted by someone at the registry center, she seemed really excited to help us and show us EVERYTHING we would need. You get this cute polka dot bag with all kinds of goodies in it, as if we weren’t excited enough.. throw in more free stuff. In this little bag of magic there was a list, very thorough, ‘everything you will need for baby in the first year’.

Someone made a list of ALL the things I would need for 12 months and they did not know anything about me, my husband, our lifestyle. This is crazy.. but I was glowing and happy and that masked over any amount of money we would spend. So guess what we did.. I know you certainly saw this coming.. we bought everything on this list or at least registered for it. 5 crib sheets, a swing, a pack n play, a crib, a dresser, changing pad, the list goes on and on.. it is literally 5 pages long. Now how could someone weighing 7lbs 14 ozs need all of this stuff? I don’t even think I would know what to do with all of this stuff. It is hard to determine, especially with baby number one what you will and won’t need. Heed the advice of second and third time mommies, they have done this before. And if you do not know any mommies, take a look at this list of ways to save:

  • Use regular detergent and skip fabric softeners.
  • Buy a firm, inexpensive foam mattress.. babies do not need a 750 coil sleep firm.
  • Use a trash can, bags, and air freshener in place of a diaper genie.
  • Use Reusable bottles. Disposables, while convenient do not help the bank.
  • Use a pet gate in place of a baby gate. They do the same thing.
  • Skip a play yard. Use a bassinet or babies crib for sleep time.
  • Take advantage of freebies. Baby does not know you did not buy it.
  • Attend baby fairs, they are like flea markets for baby gear, you can score awesome stuff for a quarter of the price.
  • Use coupons. There are coupons everywhere for baby gear. Don’t be afraid to ask your OBGYN or pediatrician for freebies either.
  • Plot your babies growth, things go on sale in quarters, you can score jumbo diaper packs if you know you can use them.
  • Use a booster seat. It is multi-functional and can be used for a long time. This will run you about 50% cheaper than a high chair.
  • Make your own baby food. By the way you do not need a food processor or a baby bullet. Use a blender.
  • Use your ears as a baby monitor. You do not need to hear every squeak, baby will let you know when they are ready.
  • Convert your LARGE OVER SIZED PURSE as a diaper bag now.

Buy convertible car seats. Cuts the cost down considerably when you aren’t buying a new car seat every nine months.

Talking to Baby

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Young Scholars Academy, Colorado Springs

Talking to Baby

Talking to children and answering any questions they may throw at you is one of the fundamental ways in which they learn.  Talking, however, isn’t just important once youngsters have already mastered basic language skills, but well before they have even uttered their first words.

Human beings aren’t born with language skills, but rather we acquire them gradually from an early age and build on them throughout our lives.  Even as very small babies, we begin to learn the art of communication, which means that by constantly talking to your child you can be gradually teaching words and sentence structures, not to mention the things that go along with spoken language, such as facial expressions and gestures.

Instead of simply repeating the words “mom” or “dad” to get your baby to repeat them, talk about everything that is going on in order to add to their memory banks and make it easier for them to learn a greater number of words in a shorter period of time.  For example, you can talk to them about the foods that they are eating, describe what you are doing or chat about the things that you see on a visit to the park.  The baby will eventually associate the words with the things you are talking about.

Babies may not understand what you are saying when you chatter to them incessantly, but the constant communication will help them build their own language skills that much sooner.

Trick or Treat!

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Planning for a safe Halloween.

Halloween is a holiday that children and their parents enjoy together. But keeping your costumed trick-or-treaters safe while they go door to door is paramount.

Follow these tips for ensuring that your kids will have a Halloween they remember for all the right reasons:

  • Choose costumes in light or bright colors. Whether you buy a costume or make one, be sure it will be visible after dark. Put some reflective tape on goodie bags to help them show up on the street.
  • Eat before going out. Serve dinner or a good healthy snack before your kids hit the neighborhood. They’ll be less likely to gorge on the candy they collect if they’re already full.
  • Be careful with props. Make sure masks don’t limit children’s vision or obstruct their breathing. If they’re carrying canes, toy swords, or any other sort of accessory, check that they’re not too difficult to carry while walking or crossing the street.
  • Plan your route. Determine a clear and safe path through your neighborhood ahead of time. You should accompany small children, of course, and discuss safety with older kids going out as a group. Always carry a flashlight and cell phone.
  • Inspect candy before eating. Check through treat bags when children return home, and separate out any candy that looks suspicious. Don’t let kids consume too much at one time—ration it out so they don’t make themselves sick!